.bn-isub-container{max-width:1200px;margin:0 auto;padding:0 15px}.bn-isub-hero{border-bottom:1px solid var(--slate-200);background:radial-gradient(circle at 12% 15%,#ffffffd9,#0000 29%),linear-gradient(110deg,#e6f4f9 0%,#d8eef6 52%,#eff8fb 100%);position:relative;overflow:hidden}.bn-isub-hero-inner{z-index:1;padding:42px 0 44px;position:relative}.bn-isub-breadcrumb{color:var(--bn-muted);flex-wrap:wrap;align-items:center;gap:8px;font-size:13px;font-weight:700;display:flex}.bn-isub-breadcrumb a:hover{color:var(--bn-brand-700)}.bn-isub-eyebrow{border:1px solid var(--slate-200);color:var(--bn-brand-700);background:#ffffffd1;border-radius:999px;align-items:center;gap:8px;margin-top:20px;padding:8px 14px;font-size:13px;font-weight:700;display:inline-flex}.bn-isub-eyebrow:before{content:"";background:var(--bn-brand-500);border-radius:99px;width:9px;height:9px}.bn-isub-hero-grid{grid-template-columns:minmax(0,1fr) 360px;align-items:end;gap:28px;margin-top:14px;display:grid}.bn-isub-hero h1{max-width:820px;color:var(--bn-ink);margin:0;font-size:clamp(32px,3.4vw,44px);line-height:1.1}.bn-isub-lead{max-width:820px;color:var(--bn-muted);margin:15px 0 0;font-size:16px;line-height:1.7}.bn-isub-notice{border:1px solid var(--slate-200);max-width:820px;color:var(--bn-muted);background:#ffffffc7;border-radius:18px;margin-top:16px;padding:13px 15px;font-size:14px;font-weight:600;line-height:1.55}.bn-isub-notice b{color:var(--bn-ink);font-weight:800}.bn-isub-hero-actions{flex-wrap:wrap;gap:10px;margin-top:24px;display:flex}.bn-isub-btn{cursor:pointer;border-radius:17px;justify-content:center;align-items:center;padding:13px 20px;font-size:15px;font-weight:800;transition:all .18s;display:inline-flex}.bn-isub-btn--primary{background:linear-gradient(135deg, var(--bn-magenta-1), var(--bn-magenta-2));color:#fff;box-shadow:0 14px 26px #a11b6338}.bn-isub-btn--primary:hover{transform:translateY(-1px);box-shadow:0 18px 30px #a11b6347}.bn-isub-btn--secondary{border:1px solid var(--slate-200);color:var(--bn-ink);background:#fff}.bn-isub-btn--secondary:hover{border-color:var(--bn-brand-500);color:var(--bn-brand-700)}.bn-isub-summary{border:1px solid var(--slate-200);background:#ffffffdb;border-radius:26px;padding:20px;box-shadow:0 14px 34px #0b12200f}.bn-isub-summary-kicker{text-transform:uppercase;letter-spacing:.12em;color:var(--bn-brand-700);font-size:13px;font-weight:800}.bn-isub-summary h2{color:var(--bn-ink);margin:10px 0 0;font-size:22px;line-height:1.2}.bn-isub-summary ul{gap:9px;margin:15px 0 0;padding:0;list-style:none;display:grid}.bn-isub-summary li{color:var(--bn-muted);align-items:flex-start;gap:9px;font-size:14px;line-height:1.45;display:flex}.bn-isub-summary li:before{content:"✓";background:var(--bn-surface-soft);width:22px;height:22px;color:var(--bn-brand-700);border-radius:99px;flex:none;place-items:center;font-size:12px;font-weight:800;display:grid}.bn-isub-quicknav{border-bottom:1px solid var(--slate-200);background:var(--bn-surface-soft)}.bn-isub-quicknav-inner{flex-wrap:wrap;justify-content:center;align-items:center;gap:10px;padding:11px 15px;display:flex}.bn-isub-quicknav-label{color:var(--bn-muted);font-size:14px}.bn-isub-quicklink{border:1px solid var(--slate-200);color:var(--bn-ink);background:#fff;border-radius:999px;padding:8px 14px;font-size:13px;font-weight:800;transition:all .18s}.bn-isub-quicklink:hover{border-color:var(--bn-brand-500);color:var(--bn-brand-700)}.bn-isub-main{padding:30px 0 70px}.bn-isub-layout{grid-template-columns:minmax(0,1fr) 320px;align-items:start;gap:22px;display:grid}.bn-isub-content{gap:22px;min-width:0;display:grid}.bn-isub-panel{border:1px solid var(--slate-200);background:#fff;border-radius:28px;position:relative;overflow:hidden;box-shadow:0 14px 34px #0b12200f}.bn-isub-panel:before,.bn-isub-bottom-cta:before{content:"";background:linear-gradient(90deg, var(--bn-blue-1) 0%, #d6ebf2 50%, #c3e1ea 100%);height:3px;position:absolute;top:0;left:0;right:0}.bn-isub-panel-head{border-bottom:1px solid var(--slate-200);background:linear-gradient(135deg, var(--bn-blue-1), #fff 70%);padding:22px 24px 18px}.bn-isub-kicker{border:1px solid var(--slate-200);color:var(--bn-muted);background:#fff;border-radius:999px;padding:8px 14px;font-size:13px;font-weight:800;display:inline-flex}.bn-isub-panel-head h2{color:var(--bn-ink);margin:14px 0 0;font-size:26px;line-height:1.18}.bn-isub-section-lead{max-width:760px;color:var(--bn-muted);margin:8px 0 0;font-size:15px;line-height:1.65}.bn-isub-scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;padding:18px 20px 22px;display:grid}.bn-isub-scenario{border:1px solid var(--slate-200);background:#fff;border-radius:21px;padding:17px;transition:all .18s}.bn-isub-scenario:hover{border-color:var(--bn-brand-500);transform:translateY(-2px);box-shadow:0 14px 34px #0b12200f}.bn-isub-scenario-no{background:var(--bn-surface-soft);border:1px solid var(--slate-200);width:42px;height:42px;color:var(--bn-brand-700);border-radius:16px;place-items:center;font-weight:800;display:grid}.bn-isub-scenario h3{color:var(--bn-ink);margin:14px 0 0;font-size:18px;line-height:1.2}.bn-isub-scenario p{color:var(--bn-muted);margin:7px 0 0;font-size:14px;line-height:1.55}.bn-isub-coverage-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding:18px 20px 22px;display:grid}.bn-isub-coverage{border:1px solid var(--slate-200);background:#fff;border-radius:20px;padding:16px}.bn-isub-coverage-top{justify-content:space-between;align-items:center;gap:10px;display:flex}.bn-isub-coverage-icon{background:var(--bn-surface-soft);width:38px;height:38px;color:var(--bn-brand-700);border-radius:14px;place-items:center;font-weight:800;display:grid}.bn-isub-coverage-tag{background:var(--bn-surface-soft);color:var(--bn-brand-700);border-radius:999px;padding:5px 9px;font-size:11px;font-weight:800}.bn-isub-coverage h3{color:var(--bn-ink);margin:13px 0 0;font-size:17px;line-height:1.2}.bn-isub-coverage p{color:var(--bn-muted);margin:7px 0 0;font-size:13px;line-height:1.55}.bn-isub-compare-wrap{padding:18px 20px 22px}.bn-isub-compare{border:1px solid var(--slate-200);border-radius:20px;overflow-x:auto}.bn-isub-compare-row{border-top:1px solid var(--slate-200);grid-template-columns:1.25fr 1fr 1fr;min-width:650px;display:grid}.bn-isub-compare-row:first-child{background:var(--bn-surface-soft);border-top:0;font-weight:800}.bn-isub-compare-cell{border-left:1px solid var(--slate-200);color:var(--bn-muted);padding:13px 15px;font-size:14px;line-height:1.45}.bn-isub-compare-cell:first-child{color:var(--bn-ink);border-left:0;font-weight:700}.bn-isub-tone-yes{color:#158f72;font-weight:800}.bn-isub-tone-partial{color:#9a6a10;font-weight:800}.bn-isub-compare-note{border:1px solid var(--slate-200);background:var(--bn-surface-soft);color:var(--bn-muted);border-radius:16px;margin-top:12px;padding:12px 14px;font-size:13px;line-height:1.55}.bn-isub-compare-note strong{color:var(--bn-ink)}.bn-isub-criteria{gap:11px;padding:18px 20px 22px;display:grid}.bn-isub-criterion{border:1px solid var(--slate-200);background:#fff;border-radius:19px;grid-template-columns:42px minmax(0,1fr);align-items:center;gap:13px;padding:13px 15px;transition:all .18s;display:grid}.bn-isub-criterion:hover{border-color:var(--bn-brand-500);background:var(--bn-surface-soft)}.bn-isub-criterion-no{background:var(--bn-surface-soft);width:36px;height:36px;color:var(--bn-brand-700);border-radius:14px;place-items:center;font-weight:800;display:grid}.bn-isub-criterion h3{color:var(--bn-ink);margin:0;font-size:16px;line-height:1.2}.bn-isub-criterion p{color:var(--bn-muted);margin:4px 0 0;font-size:13px;line-height:1.5}.bn-isub-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding:18px 20px 22px;display:grid}.bn-isub-step{border:1px solid var(--slate-200);background:#fff;border-radius:20px;padding:16px}.bn-isub-step-no{background:var(--bn-surface-soft);width:34px;height:34px;color:var(--bn-brand-700);border-radius:13px;place-items:center;font-weight:800;display:grid}.bn-isub-step h3{color:var(--bn-ink);margin:13px 0 0;font-size:17px}.bn-isub-step p{color:var(--bn-muted);margin:7px 0 0;font-size:13px;line-height:1.55}.bn-isub-related-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding:18px 20px 22px;display:grid}.bn-isub-related{border:1px solid var(--slate-200);background:#fff;border-radius:20px;flex-direction:column;padding:16px;transition:all .18s;display:flex}.bn-isub-related:hover{border-color:var(--bn-brand-500);background:var(--bn-surface-soft);transform:translateY(-2px)}.bn-isub-related h3{color:var(--bn-ink);margin:0;font-size:17px;line-height:1.2}.bn-isub-related p{color:var(--bn-muted);margin:7px 0 0;font-size:13px;line-height:1.5}.bn-isub-related span{color:var(--bn-brand-700);margin-top:auto;padding-top:13px;font-size:13px;font-weight:800;display:inline-flex}.bn-isub-bottom-cta{border:1px solid var(--slate-200);background:linear-gradient(135deg, var(--bn-blue-1), #fff 70%);border-radius:28px;grid-template-columns:minmax(0,1fr) 340px;align-items:center;gap:18px;padding:22px;display:grid;position:relative;overflow:hidden;box-shadow:0 14px 34px #0b12200f}.bn-isub-bottom-cta h2{color:var(--bn-ink);margin:10px 0 0}.bn-isub-bottom-cta p{max-width:680px;color:var(--bn-muted);margin:8px 0 0;font-size:15px;line-height:1.6}.bn-isub-bottom-actions{gap:10px;display:grid}.bn-isub-action-card{border:1px solid var(--slate-200);min-height:62px;color:var(--bn-ink);background:#fff;border-radius:18px;justify-content:space-between;align-items:center;gap:12px;padding:13px 15px;font-size:15px;font-weight:800;transition:all .18s;display:flex}.bn-isub-action-card:hover{border-color:var(--bn-brand-500);transform:translateY(-1px);box-shadow:0 14px 34px #0b12200f}.bn-isub-action-card--primary{background:var(--bn-brand-700);border-color:var(--bn-brand-700);color:#fff}.bn-isub-sidebar{gap:16px;display:grid;position:sticky;top:96px}.bn-isub-card{border:1px solid var(--slate-200);background:#fff;border-radius:24px;padding:18px;box-shadow:0 14px 34px #0b12200f}.bn-isub-card--accent{background:linear-gradient(135deg, var(--bn-blue-1), #fff 70%)}.bn-isub-card-label{text-transform:uppercase;letter-spacing:.12em;color:var(--bn-brand-700);font-size:12px;font-weight:800}.bn-isub-card h3{color:var(--bn-ink);margin:10px 0 0;font-size:21px;line-height:1.2}.bn-isub-card p{color:var(--bn-muted);margin:8px 0 0;font-size:14px;line-height:1.55}.bn-isub-checklist{gap:9px;margin:14px 0 0;padding:0;list-style:none;display:grid}.bn-isub-checklist li{color:var(--bn-muted);gap:9px;font-size:13px;line-height:1.45;display:flex}.bn-isub-checklist li:before{content:"✓";background:var(--bn-surface-soft);color:#158f72;border-radius:99px;flex:none;place-items:center;width:21px;height:21px;font-size:11px;font-weight:800;display:grid}.bn-isub-card .bn-isub-btn{width:100%;margin-top:16px}.bn-isub-mini-rows{gap:9px;margin-top:13px;display:grid}.bn-isub-mini-row{border:1px solid var(--slate-200);background:#fff;border-radius:15px;justify-content:space-between;gap:10px;padding:10px 11px;font-size:13px;display:flex}.bn-isub-mini-row span{color:var(--bn-muted);font-weight:700}.bn-isub-mini-row b{text-align:right;color:var(--bn-ink)}.bn-isub-legal{color:var(--bn-muted);margin:22px auto 0;font-size:12px;line-height:1.65}.bn-isub-mobile-cta{display:none}@media (width<=1050px){.bn-isub-hero-grid{grid-template-columns:1fr}.bn-isub-summary{max-width:620px}.bn-isub-layout{grid-template-columns:1fr}.bn-isub-sidebar{grid-template-columns:1fr 1fr;position:static}.bn-isub-coverage-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=720px){.bn-isub-hero-inner{padding:32px 0 36px}.bn-isub-summary{display:none}.bn-isub-hero-actions .bn-isub-btn{width:100%}.bn-isub-quicknav-label{display:none}.bn-isub-quicknav-inner{flex-wrap:nowrap;justify-content:flex-start;padding:10px 15px;overflow-x:auto}.bn-isub-quicklink{white-space:nowrap}.bn-isub-scenario-grid,.bn-isub-coverage-grid,.bn-isub-steps,.bn-isub-related-grid{grid-template-columns:1fr;padding:14px}.bn-isub-criteria,.bn-isub-compare-wrap{padding:14px}.bn-isub-sidebar{grid-template-columns:1fr}.bn-isub-bottom-cta{grid-template-columns:1fr;padding:18px}.bn-isub-main{padding-bottom:110px}.bn-isub-mobile-cta{z-index:80;border-top:1px solid var(--slate-200);background:#fff;align-items:center;gap:10px;padding:10px 12px;display:flex;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -10px 26px #0b122014}.bn-isub-mobile-cta .bn-isub-btn{flex:1}}